No one wants to pay a balance transfer fee to transfer a balance, and these are the best credit cards to avoid doing so.
The best balance transfer cards don’t charge a fee, let you put off paying your debt until 2021, and offer rewards so you can keep them in your wallet.
The Citi Simplicity has a generous 21-month 0% APR offer on balance transfers, but there’s not much reason to keep it around after you’ve paid off your debt.
The bad news: A balance transfer may (temporarily) harm your credit. But in some cases, paying down your high-interest debt can and should come first.
A balance transfer can help you get a handle on high-interest credit card debt—but you should understand the trade-offs.
With the Amex EveryDay, you can transfer balances without a fee and earn rewards. Intriguing, but the combo may not make sense for repaying credit card debt.
You can save on high-interest credit card debt with this 18-billing-cycle 0% APR offer for balance transfers and purchases.
There’s nothing wrong with using balance transfer cards to manage debt, so long as you understand the fine print.
A 0% purchase APR promo period can be a useful cushion in the event of an emergency expense, or when you don’t want to dip into your savings account.
If you’re looking to wipe away your credit card debt and then avoid using credit cards, the Chase Slate could help you save money.